Loan Programs available
Of the loans mentioned, the Federal Stafford Loan is best because the government will pay the interest for you while you are in school and during a 6-month grace period after you leave school.

The Unsubsidized Loan program is open to students who may not qualify for the Federal Stafford Loan or may qualify for only partial subsidized Stafford Loans. The provisions are the same as the Federal Stafford Loan, except that the borrower is responsible for the interest that accrues while he/she is in school. In addition, independent graduate, undergraduate, graduate and professional students have higher loan limits.

The Federal PLUS Loan is also a guaranteed loan, but there is no interst subsidy. It is available to the parents of dependent undergraduate students.

The limits for the Federal Stafford Loans, Unsubsidized Loans and PLUS Loans are:

How Do I Get A Federal Student/PLUS Loan Application?
If you have decided to seek out a loan, stop at any local Farmers branch and pick up an application.

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